• Will Lockard, NMLS ID 1779268

NJHMFA's Down Payment Assistance Program

There's a lot of resources out there for first-time homebuyers. One of the best opportunities available to first time home buyers in NJ is the NJHMFA Down Payment Assistance Program. Not knowing about this program, or how to navigate it's guidelines, could literraly cost you $10,000!

The NJHMFA Down Payment Assistance Program (DPA) provides $10,000 for qualified first-time homebuyers to use as down payment and closing cost assistance when purchasing a home in New Jersey. The DPA is an interest-free, five-year forgivable second loan with no monthly payment. Read: free money. To participate in this program, the $10,000 down payment assistance must be paired with an NJHMFA first mortgage loan. The first mortgage loan is a competitive 30-year, fixed-rate government-insured loan, originated through an NJHMFA participating lender (me). While there are limits to the program, working with a pro will help you take full advantage of this program. As a NJHMFA participating lender, I am one of the best representatives to help walk you through program qualification details including income and purchase price limits, and help you complete the application process.

Do I Qualify for This Program?

Are you a first-time homebuyer? You're considered a first-time homebuyer if you have not owned a home within the previous three years. Are you planning to purchase a home in New Jersey? This program applies to homes to be used as a primary residence in any New Jersey county.

To find out more about this program, please email me at wlockard@alliedmortgage.com or send me a text at 856-473-2420.

Your road to home ownership just got a lot easier.

Like, $10,000 easier.

1702 Frankford Ave
PhiladelphiaPA 19125


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